Consumer Driven Benefit Accounts

Consumer Driven Benefit Account

Our system facilitates all consumer-driven account types:

• Health FSA (full & limited)
• Dependent Care
• Adoption Assistance
• Premium Only Plans (POP)
• Health Savings Accounts (HSA)
• Health Reimbursement Arrangements (HRA)
• Commuter Benefit Plans
• VEBA Plans

Account balance availability features like pre-funding, rollover, and forfeitures can be configured for any account type.

All account types can pay expenses with either traditional claim check payment, direct deposit, and/or debit card payment.

Account types can be configured to pay any or all expense types which are assigned based upon merchant categories. Any expense type can be assigned to one or more account types. Expense types can be directed to pay from any account type(s) and in any account order. Benefit Account Linking and Stacking, FSA, HSA, and HRA accounts are user-configurable to handle limited claim types (i.e., EOB only) or some or all IRS Section 213(d) expenses. For example, a “dental only” FSA account may be linked to pay first, before the HSA account; and either account may pay or may not pay a specific claim type — like a dental or vision expense.